Preferred Resources. Customized Solutions.

We help businesses put the final piece in place with tailored insurance solutions backed by strong carrier relationships and expert guidance — delivering protection, risk management, and peace of mind.

Business Partnerships

We partner with the best carriers in the industry to deliver tailored protection for every risk.

Explore Our Solutions

We go beyond traditional coverage – helping businesses protect their people, assets, and long-term success through a full suite of financial and strategic services.

Commercial Coverage

  • General Liability
  • Excess Liability/Umbrella
  • Commercial Auto
  • Commercial Property
  • Workers Compensation
  • Employment Practice Liability

Commercial Coverage

Financial
Services

  • Life Insurance
  • Business Evaluation Resources
  • Contract Attorneys – Buy Sell/ Estate Planning

Financial
Services

Employee
Benefits

  • Group Benefits
  • Electronic Enrollment (with full back office support)
  • Dental, Vision, Life
  • Long Term Care
  • Voluntary Benefits

Employee
Benefits

Risk
Management

  • Claims Advocacy
  • Risk Management Resources
  • Audit Services
  • Employee Handbook
  • Industry-Specific Safety Meetings

Risk
Management

Commercial Coverage

  • General Liability
  • Excess Liability/Umbrella
  • Commercial Auto
  • Commercial Property
  • Workers Compensation
  • Employment Practice Liability

Commercial Coverage

Financial
Services

  • Life Insurance
  • Business Evaluation Resources
  • Contract Attorneys – Buy Sell/ Estate Planning

Financial
Services

Employee
Benefits

  • Group Benefits
  • Long Term & Short Term Disability

Employee
Benefits

Risk
Management

  • Claims Advocacy
  • Risk Management Resources
  • Audit Services
  • Employee Handbook
  • Industry-Specific Safety Meetings

Risk
Management

Insurance Expertise with
a Personal Commitment

Leveraging the experience of our leadership, we partner with you to proactively safeguard your business, no matter the size. Your growth and success is our top priority.

Years of Industry Experience
0 +
1:1
Personalized
Service
Top-rated Carrier Partnerships
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Businesses Protected
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Industries
Served
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Client Retention
Rate
0 %

Who we Serve

Any size, any industry... we deliver coverage that fits.

Automotive Services & Garage Liability
Hospitality & Restaurants
Retail & Wholesale
Construction & Specialty Contractors
Real Estate & Property Management
Tech & Professional Services
Financial Services
Manufacturing & Industrial
Transportation & Logistics
Healthcare & Medical Practices
Nonprofits & Organizations

Don’t see your industry listed?
Contact us to discuss your specific needs.

Client Reviews

Businesses trust us
to deliver.

Terrell is highly accessible to answer questions, and provide clear guidance on complex issues. The staff responds quickly too. He consistently works to find the best value for our companies so I definitely recommend PSIA.

Victor S.
HVAC | San Juan Capistrano, CA

Working with PSIA, our business insurance broker, has been a consistently excellent experience. They take the time to understand our company’s needs and provide clear, competitive, and honest coverage options. Their expertise and responsiveness give us complete confidence that our business is properly protected. Their desire to provide the best options is matched by a sincere commitment to helping their clients. Along with their expertise comes a genuineness that is truly appreciated.

Brenda D.
Electrical Contractor | Santa Ana, CA

Preferred Solutions and the team provide superb customer service. Terrell Turner is very trustworthy and provides excellent services. Terrell has made the process painless and has our best interest in mind. Preferred Solutions is top notch and deserves 5+ Stars!

Elaine Z.
Contractor | San Juan Capistrano, CA

We have had the absolute pleasure of working with Terrell and I can confidently say he is one of the most valuable professional partners Pristine Plumbing Inc. has. Terrell consistently goes above and beyond to secure the most competitive coverage year after
year, even as our company has grown and our needs have evolved. His knowledge of the commercial insurance landscape especially for the trades is exceptional, and his guidance has saved our company both time and money while ensuring we remain fully protected and compliant. What truly sets Terrell apart is his commitment to risk management and safety. He regularly conducts safety training for our staff, helping us strengthen our internal safety culture while reducing exposure and claims. He doesn’t just sell insurance, he actively partners with us to make our business stronger and safer. Terrell is responsive, ethical, detail-oriented, and genuinely invested in his clients’ long-term success. After a decade of working together, I can say without hesitation that he has earned our trust and respect. If you are looking for a commercial insurance professional who understands your business, advocates for you, and delivers real value—Terrell is the best in the business.

Richard C.
Plumbing Contractor | Lake Forest, CA

Terrell and his team at Preferred Solutions Insurance Agency are an asset to our company. Terrell and his team deliver the most competitive pricing in the industry. Certificate requests are handled same day, along with new Auto ID cards, policy changes, or any other question that needs to be answered. We couldn’t be happier with our relationship with the PSIA and we wish we had joined them earlier. The last 4 years with PSIA has not only saved us a lot of money, but a lot of headaches. Highly recommended.

Corey C.
Paving Contractor | Laguna Hills, CA

I’ve had the please of working with Terrell Turner for more than 10 years, when he began providing insurance for our mid sized contracting corporation. Our customers demand outstanding service and quick certificate turn around. Terrell and his team have always been professional, and provide excellence in service year after year. I highly recommend PSIA.

Debby T.
Wholesale | Coto de Caza, CA

I would give Terrell and his office staff 5+ stars. They are great. Best insurance company I have ever worked with. Terrell is great at finding us the best rates for each renewal year. I wouldn’t use any one else. They are knowledgeable, quick to respond always helpful. We trust PSIA because they deliver — competitive coverage, proactive service, and peace of mind.

Melinda E.
Electrical Contractor | Laguna Hills, CA